Dr. Cheng-Yun (CY) Tsang’s research focuses on theoretical innovation and regulatory strategy in financial regulation—specifically, how law and regulation must respond when technological change threatens to outpace existing regulatory paradigms and demands a fundamental rethinking of both theory and practice. His scholarship spans Fintech, global financial governance, and the regulation of the Asia-Pacific financial order, bridging academic work with regulatory and industry practice across Australia, Taiwan, and Asia. He is an Associate Professor at Monash University Faculty of Law and a member of the Executive Group (Industry Partnership) of the Centre for Commercial Law and Regulatory Studies (CLARS). He also holds the position of Senior Visiting Fellow at the UNSW School of Private and Commercial Law, as well as Adjunct Professor at both the College of Law and the College of Global Banking and Finance at National Chengchi University.
At Monash, Dr. Tsang designs and teaches a range of innovative units, including Fintech and the Law, Fintech Law and Regulation, and Fintech Clinic, alongside Corporations Law. Additionally, he serves as the academic advisor to the Law and Ethics Committee of Monash DeepNeuron, an interdisciplinary AI research hub. His editorial engagements include serving as a Foreign Contributing Editor for the Banking & Finance Law Review and as a member of the Editorial Board of the Capital Markets Law Journal (Oxford University Press).
Before joining Monash, Dr. Tsang was an Associate Professor at National Chengchi University (NCCU) in Taiwan, where he received the Teaching Excellence Award for three consecutive years. He also served as the Inaugural Director of NCCU’s Financial Innovation and Technological Evolution Center (FINTEC), leading academic and policy research in emerging areas of financial technology.
Beyond academia, Dr. Tsang serves as a member of the Board of Directors of the Taiwan Insurance Institute (a regulator-directed think tank and quasi-regulatory agency), the Financial Ombudsman Institution, and as an Independent Director at Line Bank Taiwan (a digital bank with a full commercial banking licence). He previously sat on the Board of Directors of the National Credit Card Center of Taiwan, a critical payment infrastructure provider in the country, and served as Vice Director of the Consumers’ Foundation of Taiwan. In 2025, he was nominated as a Member and the Inaugural Chair of the Task Force on Technological Innovation under Taiwan’s Financial Supervisory Commission.
Dr. Tsang leads and co-leads numerous government-funded and institutionally supported research projects covering topics such as asset tokenisation, supervisory technology (SupTech), digital identity, AML/CFT compliance, and open banking. His current research focuses on Fintech regulation and global financial governance, with particular emphasis on RegTech/SupTech, cryptoassets, central bank digital currencies (CBDCs), regulatory coordination, data governance, and sustainable finance. To date, he has secured over AUD 2.4 million in competitive and industry research funding and holds the Young Scholar Fellowship awarded by Taiwan’s National Science and Technology Council.
Dr. Tsang holds an SJD and LLM from Duke University School of Law and an MBA from National Taiwan University. His scholarship appears in leading international journals, including the Asia Pacific Law Review, Capital Markets Law Journal, Banking & Finance Law Review, UNSW Law Journal, Modern Law Review, Northwestern Journal of International Law and Business, University of Pennsylvania Journal of Business Law, and Review of Banking and Financial Law. He has co-edited two books on Fintech and the law, and he supervises doctoral and honours researchers working at the intersection of financial regulation and technology.
In addition to academic publications, Dr. Tsang has consulted for legislators, financial regulators, and industry stakeholders in Taiwan and other jurisdictions on a wide range of emerging regulatory issues. He has been invited to deliver keynote addresses and conduct training programs on Fintech regulation for various organisations, including the Bank for International Settlements, the SEACEN Centre, the Australian Office in Taipei, Taiwan’s Legislative Yuan, the Central Bank, and the Financial Supervisory Commission.
